The curtain will rise soon on a new health insurance program, but it may feel more like a dress rehearsal than opening night.  The Federal government (and California) is in the process of launching the largest public entitlement program in its history so we can expect...

I am pleased to see there will be HSA compatible plans available in our new health care system. One of my first concerns after the Health Care Reform law passed was whether HSAs would be outlawed.  It has been no secret that the current administration is no fan of...

There are a lot of new terms emerging with the onset of the new Health Insurance __???__. The federal government first called it a Health Insurance Exchange in hopes it would empower consumers to purchase their own insurance.  What is an “exchange” and where do you...

In real estate location is key.  In Health Insurance, for some, it’s the provider network.  Whether a doctor or hospital is contracted with a carrier has a direct link to the level of your out-of-pocket costs and your peace of mind.  With most health plans, providers...

Whether you are thumbs-up or thumbs-down on this health care reform law (ACA), it will bring some welcome clarity and simplicity to the health insurance marketplace.  Though I have appreciated the creativity of insurance carriers in their plan designs over the years,...

The major changes to our health care system are coming soon, but there has already been meaningful change such as mandated preventive care, removal of caps on annual and lifetime coverage, extended dependent coverage to age 26, and requirements for carriers to spend...

Exactly twenty years ago health care reform was a lead story in the news just like it is today. I had just moved the family insurance agency to a Corte Madera office and was feeling quite proud of the career I had chosen. Upon opening the morning paper one day and...