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“OnlyHealthInsurance believes that Medicare Supplement insurance is, in part, the best approach for creating a comprehensive healthcare package.”
Phil Dougherty, President, OHI
In my previous blog I stated that CoveredCA, the public marketplace, announced they were extending the open enrollment deadline to February 15th. This is incorrect. The last day of open enrollment is January 31st. CoveredCA mistakenly reported the wrong date range for...
The health insurance open enrollment period is scheduled to close on January 31, 2017, for the private market (also called off-exchange). The private market is where you enroll in a plan directly with an insurance company through an agent or broker like me. CoveredCA...
As we approach another open enrollment period, I wanted to share information that may help clients and friends make a decision about their health insurance. Premium rates and plan information is trickling in from carriers and it appears rate increases are again a...
Starting November 1, open enrollment in the individual and family health insurance marketplace begins and will continue through January 31, 2017. This will be the fourth year of open enrollment under the Affordable Care Act (ACA) and many consumers are now familiar...
When it comes to claims of price gouging, drug companies rarely flinch. But EpiPen makers (Mylan) have gotten an ear full and then some. This week, Mylan announced the release of a generic version of the EpiPen at half the cost ($300). See Reuters Report. But these...
First, COBRA is not health insurance. COBRA (Consolidated Omnibus Budget Reconciliation Act) is a federal law that governs how and when a qualified beneficiary can continue terminated group health insurance coverage for a specified period of time by self-paying the...
Many travelers are under the wrong impression their domestic health insurance plan or the US government will provide assistance in the event of a medical emergency while traveling abroad. With international travel at an all-time high, more travelers are realizing the...
The ACA reform has brought with it restrictions on when individual health insurance plans can be purchased. Every year there is an open enrollment period during which time those who are uninsured can enroll in a plan or those with a plan can make a plan change. The...
A belated Happy New Year! Now that your health insurance is in place for another year, I hope it provides you the peace of mind you were looking for and that you’ll have little need of it. What’s important now is to keep your plan active. A plan termination due to an...
Ensuring your “must have” providers are in your health plan’s network is not as easy as it should be. Some PPO carriers have gone to narrower networks (namely Anthem Blue Cross, Blue Shield and CIGNA) so it’s important to check provider participation. Although...
The annual open enrollment period is upon us when you can evaluate plans in the new insurance marketplace and replace your existing policy if you so choose. Like in previous years there will be mandated changes to standard plan benefits for the next plan year. These...
The annual health insurance open enrollment period is fast approaching! This is the time when individuals and families already enrolled in ACA-compliant coverage can review their health insurance and make a plan change, and when those without coverage can enroll as...