The Open Enrollment period to enroll in ACA compliant health insurance in CA is over; that ended January 31. Special Enrollment is a provision in the ACA law that protects those that have a disruption (called a Qualifying Event) in their existing health insurance...
2020 California Health Insurance Marketplace
OnlyHealthInsurance will once again be assisting our clients and their referrals with health insurance from the private market (also referred to as off-exchange). In 2020, there are two important changes to the California health insurance marketplace; one that applies...
Travel Insurance for the Frequent Traveler
Medicare and most domestic medical insurance policies offer little or no coverage when traveling abroad, so travel insurance fills a significant gap. With the frequency of travel increasing for all demographics, the market has responded in kind. Annual policies...
Special Enrollment Period Reminder Update
With the 2017 Open Enrollment Period ending January 31st, the opportunity to enroll in ACA compliant Individual or Family health insurance is now limited to those with a qualifying life event. If you experience a qualifying life event, you can take advantage of a...
Health Insurance Open Enrollment Continues
We are in the third and final month of open enrollment. This is the time when one can enroll in individual or family health insurance or change health plans for the next calendar year. With the new year already in progress, the next available effective date is...
2018 HSA Guidelines & More
The Treasury Department and Internal Revenue Service (IRS) issued the 2018 guidelines on the maximum contribution levels for Health Savings Accounts (HSAs), the minimum deductible amounts and the out-of-pocket maximum amounts. The 2108 requirements are: HSA...
“feet dragging” and “nightmarish”
These are words used repeatedly to describe the lack of response and guidance on proclamations made by President Trump over the last many months about changes to the Affordable Care Act. And time is running out for this year. We do know that in California, Open...
Anthem Blue Cross to all but leave the individual market in CA
Anthem Blue Cross has announced that they will offer Individual/Family plans in three regions of Northern California only next year, which will include most upper northern counties, Santa Clara County, and the Stockton/Modesto area. Anthem BC will continue to offer...
ACA & State Reform Update
ACA UPDATE 6/28/2017 The Better Care Reconciliation Act (BCRA), the ACA replacement bill put forth by Senate Republican leadership, is short the necessary votes to pass this month (June), so they will attempt to schedule a vote following the July 4th recess provided...
Everything on the Table
In my reading of daily news from various sources, it is clear we are no closer to a solution on healthcare than we were three months ago. Here are just a handful of recent headlines: Senate Republicans continue work on ACA replacement Time may be running out on Senate...
UP A Creek?
Despite the fact that the first round of “Repeal and Replace” fizzled, a significant change is coming. In early April, the new administration announced that it would cut back the enrollment period for next year's individual plans offered through the existing...
ACA and the Trump Administration
We have received numerous inquiries from clients as to the fate of their health insurance. We know that President Trump has signed an Executive Order and that change to the law is inevitable. Here are a few reminders and thoughts on what to expect: The ACA is still...