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“OnlyHealthInsurance believes that Medicare Supplement insurance is, in part, the best approach for creating a comprehensive healthcare package.”
Phil Dougherty, President, OHI
Medicare Part D Special Edition
Open Enrollment for Medicare Prescription Drug Plans (Part D) starts October 15 and runs through December 7, 2016. During this time, you can enroll in a new plan for the 2017 calendar year. This will be welcome news to many who are considering changing to a more...
Open Enrollment Approaches
Starting November 1, open enrollment in the individual and family health insurance marketplace begins and will continue through January 31, 2017. This will be the fourth year of open enrollment under the Affordable Care Act (ACA) and many consumers are now familiar...
Consumers ultimately pay for drug cost increases.
When it comes to claims of price gouging, drug companies rarely flinch. But EpiPen makers (Mylan) have gotten an ear full and then some. This week, Mylan announced the release of a generic version of the EpiPen at half the cost ($300). See Reuters Report. But these...
To COBRA or not to COBRA, this is a frequent question.
First, COBRA is not health insurance. COBRA (Consolidated Omnibus Budget Reconciliation Act) is a federal law that governs how and when a qualified beneficiary can continue terminated group health insurance coverage for a specified period of time by self-paying the...
Part B Premiums for Higher Income Seniors
Hi Friends, I hope your summer is going well. The primary goal of my newsletter is to explain some of the complexities of Medicare and to identify opportunities to potentially save you some money. This brings us to the process Medicare uses to determine Part B...
Travel Insurance provides peace of mind.
Many travelers are under the wrong impression their domestic health insurance plan or the US government will provide assistance in the event of a medical emergency while traveling abroad. With international travel at an all-time high, more travelers are realizing the...
Travel Insurance for Seniors
Travel season is upon us and never before do I recall so many friends and family with plans to travel abroad. Traveling to distant countries doesn’t seem to be such a big deal as it was in the past. Much of the youth of this country certainly have no qualms about it....
Special Enrollment Period
The ACA reform has brought with it restrictions on when individual health insurance plans can be purchased. Every year there is an open enrollment period during which time those who are uninsured can enroll in a plan or those with a plan can make a plan change. The...
Medicare Supplement Enrollment Rules
Another Medicare Part D annual open enrollment season, when changes can be made to prescription drug plans, has now come and gone. Unless certain life events occur, changes to drug plans must now wait till the next open enrollment later this year (October 15 –...
Medicare Supplement Enrollment Rules
Another Medicare Part D annual open enrollment season, when changes can be made to prescription drug plans, has now come and gone. Unless certain life events occur, changes to drug plans must now wait till the next open enrollment later this year (October 15 –...
Testimonials
“Wow! Talk about fast and easy! Made an appointment with Phil through his website; he called me at the exact time of our appointment, was friendly, knowledgeable, and professional. He explained the coverage to me and from start to the finish of receiving an email with my policy info…. 20 minutes!!! I may just travel abroad more often now! Thanks Phil!
“I’d like to give Phil more than 5 stars for his incredible customer service and knowledge. Because he was on the ball and watching out for me (unasked), he saved me from going into a health plan that was not right for me. He called me out of the blue to confirm that the changes I made to my healthcare plan were what I wanted. I had misunderstood the differences (no thanks to Blue Shield rep) and Phil saved the day. Thank goodness he is my broker. He should be yours too.
“I was searching for weeks for affordable health care and Phil Dougherty and his team got me covered right away! My family was considered high risk and he took care of us from beginning to end. He was always available by phone to talk and did all the paperwork for us. He was a godsend during the many changes happening in healthcare! I highly recommend Phil for helping you find the best health care for you and your family. “