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“OnlyHealthInsurance believes that Medicare Supplement insurance is, in part, the best approach for creating a comprehensive healthcare package.”
Phil Dougherty, President, OHI
2018 HSA Guidelines & More
The Treasury Department and Internal Revenue Service (IRS) issued the 2018 guidelines on the maximum contribution levels for Health Savings Accounts (HSAs), the minimum deductible amounts and the out-of-pocket maximum amounts. The 2108 requirements are: HSA...
“feet dragging” and “nightmarish”
These are words used repeatedly to describe the lack of response and guidance on proclamations made by President Trump over the last many months about changes to the Affordable Care Act. And time is running out for this year. We do know that in California, Open...
Medicare Part D Annual Enrollment Letter, October 2017
The Medicare Prescription Drug Plan (Part D) Annual Open Enrollment begins October 15 and
runs through December 7, 2017. This is the period when you are allowed to change your
Medicare Prescription Drug Plan for the 2018 plan year or, if eligible, enroll in a plan for the first
time.
Anthem Blue Cross to all but leave the individual market in CA
Anthem Blue Cross has announced that they will offer Individual/Family plans in three regions of Northern California only next year, which will include most upper northern counties, Santa Clara County, and the Stockton/Modesto area. Anthem BC will continue to offer...
ACA & State Reform Update
ACA UPDATE 6/28/2017 The Better Care Reconciliation Act (BCRA), the ACA replacement bill put forth by Senate Republican leadership, is short the necessary votes to pass this month (June), so they will attempt to schedule a vote following the July 4th recess provided...
Everything on the Table
In my reading of daily news from various sources, it is clear we are no closer to a solution on healthcare than we were three months ago. Here are just a handful of recent headlines: Senate Republicans continue work on ACA replacement Time may be running out on Senate...
Will a Repeal of Obamacare Affect My Medicare?
"Will a repeal of Obamacare affect my Medicare? " I have been asked this by a number of concerned clients in response to the recent headlines from Washington. First, to clear up any confusion, Medicare does not fall under Obamacare (ACA Law), or vice versa. These are...
UP A Creek?
Despite the fact that the first round of “Repeal and Replace” fizzled, a significant change is coming. In early April, the new administration announced that it would cut back the enrollment period for next year's individual plans offered through the existing...
ACA and the Trump Administration
We have received numerous inquiries from clients as to the fate of their health insurance. We know that President Trump has signed an Executive Order and that change to the law is inevitable. Here are a few reminders and thoughts on what to expect: The ACA is still...
ALERT! Open Enrollment Deadline Date Change
In my previous blog I stated that CoveredCA, the public marketplace, announced they were extending the open enrollment deadline to February 15th. This is incorrect. The last day of open enrollment is January 31st. CoveredCA mistakenly reported the wrong date range for...
Testimonials
“Wow! Talk about fast and easy! Made an appointment with Phil through his website; he called me at the exact time of our appointment, was friendly, knowledgeable, and professional. He explained the coverage to me and from start to the finish of receiving an email with my policy info…. 20 minutes!!! I may just travel abroad more often now! Thanks Phil!
“I’d like to give Phil more than 5 stars for his incredible customer service and knowledge. Because he was on the ball and watching out for me (unasked), he saved me from going into a health plan that was not right for me. He called me out of the blue to confirm that the changes I made to my healthcare plan were what I wanted. I had misunderstood the differences (no thanks to Blue Shield rep) and Phil saved the day. Thank goodness he is my broker. He should be yours too.
“I was searching for weeks for affordable health care and Phil Dougherty and his team got me covered right away! My family was considered high risk and he took care of us from beginning to end. He was always available by phone to talk and did all the paperwork for us. He was a godsend during the many changes happening in healthcare! I highly recommend Phil for helping you find the best health care for you and your family. “