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The Annual Election Period for the 2021 Plan Year is approaching!
Dear Friends, The Annual Election Period begins October 15 and runs through December 7, 2020 and is when you are allowed to change your Medicare Part D Prescription Drug Plan for the 2021 plan year or, if eligible, enroll in a plan for the first time. We have enjoyed...
Medicare’s New Part D Senior Savings Model
The Centers for Medicare and Medicaid Services (CMS) has released a new demonstration program that will begin on January 1, 2021. It is designed to provide Medicare enrollee's affordable access to insulin by capping the cost of a 30-day supply to a maximum of $35. For...
Important Special Enrollment Period Update
The Open Enrollment period to enroll in ACA compliant health insurance in CA is over; that ended January 31. Special Enrollment is a provision in the ACA law that protects those that have a disruption (called a Qualifying Event) in their existing health insurance...
Correction to recent post: Medicare Prescription Drug Plan Annual Open Enrollment 2020
Correction: it was an acquisition of Aetna by WellCare. The Medicare Prescription Drug Plan (Part D) Annual Open Enrollment begins October 15 and runs through December 7, 2019. This is the period when you are allowed to change your Medicare Prescription Drug Plan for...
Medicare Prescription Drug Plan Annual Open Enrollment for 2020 Plan Year
The Medicare Prescription Drug Plan (Part D) Annual Open Enrollment begins October 15 and runs through December 7, 2019. This is the period when you are allowed to change your Medicare Prescription Drug Plan for the 2020 plan year or, if eligible, enroll in a plan for...
2020 California Health Insurance Marketplace
OnlyHealthInsurance will once again be assisting our clients and their referrals with health insurance from the private market (also referred to as off-exchange). In 2020, there are two important changes to the California health insurance marketplace; one that applies...
Medicare Prescription Drug Plan Annual Open Enrollment for 2019 Plan Year
The Medicare Prescription Drug Plan (Part D) Annual Open Enrollment begins October 15 and runs through December 7, 2018. This is the period when you are allowed to change your Medicare Prescription Drug Plan for the 2019 plan year or, if eligible, enroll in a plan for...
Travel Insurance for the Frequent Traveler
Medicare and most domestic medical insurance policies offer little or no coverage when traveling abroad, so travel insurance fills a significant gap. With the frequency of travel increasing for all demographics, the market has responded in kind. Annual policies...
Special Enrollment Period Reminder Update
With the 2017 Open Enrollment Period ending January 31st, the opportunity to enroll in ACA compliant Individual or Family health insurance is now limited to those with a qualifying life event. If you experience a qualifying life event, you can take advantage of a...
Health Insurance Open Enrollment Continues
We are in the third and final month of open enrollment. This is the time when one can enroll in individual or family health insurance or change health plans for the next calendar year. With the new year already in progress, the next available effective date is...
Testimonials
“Wow! Talk about fast and easy! Made an appointment with Phil through his website; he called me at the exact time of our appointment, was friendly, knowledgeable, and professional. He explained the coverage to me and from start to the finish of receiving an email with my policy info…. 20 minutes!!! I may just travel abroad more often now! Thanks Phil!
“I’d like to give Phil more than 5 stars for his incredible customer service and knowledge. Because he was on the ball and watching out for me (unasked), he saved me from going into a health plan that was not right for me. He called me out of the blue to confirm that the changes I made to my healthcare plan were what I wanted. I had misunderstood the differences (no thanks to Blue Shield rep) and Phil saved the day. Thank goodness he is my broker. He should be yours too.
“I was searching for weeks for affordable health care and Phil Dougherty and his team got me covered right away! My family was considered high risk and he took care of us from beginning to end. He was always available by phone to talk and did all the paperwork for us. He was a godsend during the many changes happening in healthcare! I highly recommend Phil for helping you find the best health care for you and your family. “