Individuals & Families Newsletter
Welcome to the New Health Insurance Marketplace
There are a lot of new terms emerging with the onset of the new Health Insurance __???__. The federal government first called it a Health Insurance Exchange in hopes it would empower consumers to purchase their own insurance. What is an “exchange” and where do you...
Providers, Providers, Providers
In real estate location is key. In Health Insurance, for some, it’s the provider network. Whether a doctor or hospital is contracted with a carrier has a direct link to the level of your out-of-pocket costs and your peace of mind. With most health plans, providers...
Health Care Reform. Making good choices.
Whether you are thumbs-up or thumbs-down on this health care reform law (ACA), it will bring some welcome clarity and simplicity to the health insurance marketplace. Though I have appreciated the creativity of insurance carriers in their plan designs over the years,...
Health Care Reform. Here are the changes in a nutshell.
The major changes to our health care system are coming soon, but there has already been meaningful change such as mandated preventive care, removal of caps on annual and lifetime coverage, extended dependent coverage to age 26, and requirements for carriers to spend...
Health Care Reform has arrived. So has help.
Exactly twenty years ago health care reform was a lead story in the news just like it is today. I had just moved the family insurance agency to a Corte Madera office and was feeling quite proud of the career I had chosen. Upon opening the morning paper one day and...