Short-Term Medical Insurance

OnlyHealthInsurance is pleased to offer our clients the Petersen International Short Term Medical policy underwritten by Lloyd's of London. This temporary health insurance is for individuals age 2 weeks to 64 years who are waiting to enroll in group or an individual health insurance plan. The Petersen Short Term Medical policy provides $1,000,000 of coverage per person and offers a choice of deductibles ($100, $250, $500, $1,000, $2,500, or $5,000) so you'll be prepared if an unexpected illness or injury occurs.

Important – This policy is not ACA (Affordable Care Act) compliant and therefore is not subject to the mandates and regulations set forth under Healthcare reform. Not having ACA compliant coverage may result in a penalty. This policy does not cover pre-existing conditions. Please read the brochure and policy certificate carefully before enrolling.

Eligible Expenses

  • Hospital Expenses
  • Physician Services
  • Skilled Nursing Facilities
  • Home Health Care
  • Ambulance Services Expenses
  • Prescription Drugs
  • $25,000 Accidental Death
  1. All eligible expenses are applied toward the deductible.
  2. Once the deductible has been fulfilled, the policy will cover 100% up to $1,000,000.
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Save with PPO Network! Use the First Health Network for covered services and receive discounts on covered services. This national PPO network provides access to an extensive community of more than 5,000 hospitals and over 1 million healthcare professional service locations. You can find participating providers near you by using their easy-to-use online portal and toll-free service telephone number.

Many activities and sports are covered under the base policy, but a Hazardous Sport rider can be purchased to cover additional risks.

Some of the advantages of the Petersen Short Term Medical plan include:

  • The simplest enrollment process available (earliest effective date is the day after the online application is submitted)
  • Immediate online confirmation, including medical ID cards
  • Any hospital / Any doctor in the US
  • Access nationwide provider network and receive discounts
  • Coverage up to eleven months
  • Insured by Lloyd's of London, the most respected insurance company in the world

Review the Short Term Medical Plan brochure.

Get a free online quote and purchase coverage online.

Please contact us if you have any questions.


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