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There are all types of dental plans for individuals and families; HMOs, PPOs, Panel Plans, Indemnity plans and Memberships. Which one is best for you?
The key with most dental plans is ...the dentist. Because dental plans require you to see "participating or network dentists" in order to obtain the highest level of coverage, a dental plan is only a good value if you do. If you want to stay with your current dentist then ask their office if they participate in any individual dental plans. If they do, then start by researching those plans. If they don't consider a change in dentists or self insure. Dentists will often give you a discount if you pay cash.
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