About Us

OnlyHealthInsurance Marketing is the property of Dougherty Health Insurance Sales, LLC, a specialist in individual health insurance in California for over 25 years. DHIS is a second generation family operated agency located in Novato, California.

Phil Dougherty is the company President and has specialized in the individual and family health insurance market for over 20 years. Phil is a second generation insurance agent and has grown the family business to be one of the largest producing agencies in the state in these niche markets. He has written several articles and speaks to clubs and companies about various insurance topics. He is a long-time invited participant in the Agents Advisory panels for Anthem Blue Cross of California and Blue Shield of California. Phil is also the President and founder of ITG Worldwide Insurance Agency, an award winning general agency that provides insurance products to international travelers and expatriates. His greatest enjoyment still comes from talking with people about their insurance needs and solving problems.

John Wheeler joined OnlyHealthInsurance in 2004 and has quickly made a name for himself in the broker community as an expert in Individual Health Insurance and Medicare related products. He is a top producer in these markets in California and educates people daily on a variety of topics such as Health Savings Accounts (HSA's), HIPAA, Medicare, and Healthcare reform, and has a knack for making these complex subjects easier to grasp.

Lois Whitley has over 30 years of experience in the health insurance industry and has special expertise in Medicare related products and Small Group Insurance. Lois is a Sales Assistant & Senior Administrative Assistant and over the last 7 years with OnlyHealthInsurance has made special bonds with our clients and carrier representatives.

Patricia Cummings has many years of experience in the insurance industry and has worked specifically in the Individual/Family Health Insurance market since 2005. She holds the position of Sales Assistant & Administrative Support Specialist. She is especially knowledgeable about the application process and making sure applications are processed efficiently.

The mission of DHIS is to assess each individuals unique circumstances, provide honest professional opinions about likely outcomes, share all relevant options available, educate on what to look for in coverage and to serve future needs. This is accomplished with a commitment by our staff to be easily accessible by phone and email, friendly and respectful, educated in the latest insurance plans and trends, and by offering web based information and tools. It is this approach that has made us a leader in this field and why employee benefit specialists, financial planners, and other insurance brokers rely on us for guidance for their key clients.


What we offer:


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